Legal
These terms govern your use of the Hansa Perpetual website. They set out what you can expect from the site, what we ask of you, and the important limits on the information published here. Please read them carefully — by using the site you accept them.
By accessing or using this website you agree to be bound by these Terms of Use and by our Privacy Policy and Cookie Policy. If you do not agree with any part of them, please do not use the site.
Hansa Perpetual provides cross-border wealth planning to internationally mobile professionals. Client business is conducted through established, regulated partner firms that specialise in international financial affairs. Details of our regulatory arrangements are set out on the Regulation page of the website and are updated as registrations are confirmed: [confirm regulator name and registration reference].
The content of this website is provided for general information only. It is not, and should not be relied upon as, personal financial, investment, pension, tax or legal advice, and it does not take account of your particular circumstances, objectives or needs.
Nothing on this site creates an adviser–client relationship. Such a relationship begins only once we have agreed to act for you in writing and the necessary onboarding and regulatory requirements have been completed.
Nothing on this website constitutes an offer, solicitation or recommendation to buy or sell any financial product, security or service, in any jurisdiction where it would be unlawful to make such an offer or solicitation.
The site is directed at internationally mobile professionals seeking general information about cross-border wealth planning. It is not directed at, and our services are not available to, US residents. It is your responsibility to ensure that accessing the site and any services is lawful in the country from which you do so.
We take care to ensure the information on this site is accurate and current, but we do not warrant that it is complete, error-free or up to date at all times. Regulatory positions, figures and external references can change. The site is provided on an “as is” basis without warranties of any kind, to the fullest extent permitted by law.
The content, design, text, graphics and marks on this website are owned by or licensed to Hansa Perpetual and are protected by intellectual property laws. You may view and print pages for your own personal, non-commercial use. You may not reproduce, distribute or exploit any part of the site for commercial purposes without our prior written permission.
The site may contain links to third-party websites, including those of our regulated partners and regulators. Those sites are not under our control, and we are not responsible for their content or their privacy practices. A link does not imply endorsement.
To the fullest extent permitted by law, Hansa Perpetual and its principals will not be liable for any loss or damage arising from your use of, or reliance on, this website or its content, including any decision you take on the basis of information published here. Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited.
Your use of the site is also governed by our Privacy Policy and Cookie Policy, which explain how we collect and use personal data and cookies. Please read them alongside these terms.
These terms are governed by the laws of [Malta — confirm governing jurisdiction], and any dispute relating to them or to your use of the site will be subject to the exclusive jurisdiction of the courts of that jurisdiction.
We may update these terms from time to time. The date at the top shows when they were last revised. Your continued use of the site after any change means you accept the revised terms.
Questions about these terms can be sent to info@hansaperpetual.com, for the attention of Praniel Ladwa, CEO & Wealth Manager, Hansa Perpetual.
Hansa Perpetual conducts client business through established, regulated partner firms specialising in international financial affairs. Information provided on our website is for general information only and does not constitute personal financial, investment, tax or legal advice.
Praniel Ladwa is entered in the Swiss Client Adviser Register maintained by ARIF. ARIF is a registration body authorised by the Swiss Financial Market Supervisory Authority (FINMA). ARIF Client Adviser Register No. 59611. Verify registration
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